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Get Financial Freedom Personalized & Skilled Representation

Get a Fresh Start by Filing for Bankruptcy

Your Future is Safe with Hensel Law Office, PLLC

If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.

I will not delegate your case to another attorney or a team of paralegals because I believe in providing personalized service to each and every one of my clients. You no longer have to live with the difficulty of growing debt; with the help of my firm, you may be able to achieve a fresh start.

My firm offers the following bankruptcy services:

Find Out What Sets My Firm Apart from the Rest

When you have questions about bankruptcy, it is highly recommended that you come to Hensel Law Office, PLLC for a free initial consultation. Once my firm has the chance to review the facts of your case, we can help you to determine whether or not bankruptcy is right for you and/or walk you through some alternative debt relief options. I serve clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township and Warren.

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy in Michigan can vary based on several factors, including the type of bankruptcy you are filing (Chapter 7 or Chapter 13) and the specific fees associated with your bankruptcy court district.

Here are the main components that contribute to the cost of filing bankruptcy in Michigan:

  • Court Filing Fees: Effective December 1, 2020, the filing fees for Chapter 7 is $338.00 and for Chapter 13 is $313. You must pay these fees to the bankruptcy court when you file your petition. Visit the U.S. Bankruptcy Court Western District of Michigan for more details.
  • Credit Counseling and Debtor Education Courses: Before filing for bankruptcy, you are required to complete a credit counseling course and a debtor education course through approved agencies. The cost of these courses range from $20 to $50 per course.
  • Attorney Fees: Although working with an attorney is not required, it is recommended to work with an experienced Michigan bankruptcy lawyer who help guide you based on your unique circumstances. Attorney fees can vary depending on the complexity of your case, the attorney's experience, and the region in Michigan where you reside. Be sure to discuss the structure of your fees or payment options when talking to your attorney during your initial consultation.
At Hensel Law Office, PLLC, we offer an initial consultation at no cost to you. We can discuss your financial situation and our skilled attorneys can answer any questions you may have about filing bankruptcy in Michigan. We can provide personalized guidance and help you understand what costs will be involved. Reach out to us today to make an appointment and take the first step toward a fresh financial start.

If you would like to learn more about the process, I encourage you to check out the following pages:

Get in touch with my firm if you or someone you love is struggling with debt in Michigan.

Client Testimonials

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.