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Michigan Bankruptcy Attorney Personalized & Skilled Representation

Alternatives to Bankruptcy in Michigan

Debt Relief Options in Sterling Heights & Warren

When you are in a financial bind, finding out about your debt relief options is one of the first steps to resolving your money troubles. Filing for bankruptcy is the debt solution that most people think of when they have overwhelming amounts of unpaid bills.

It should only be used as a last resort option, if all other alternatives can't help you get your finances back on track, such as:

  • Consolidating your debts under one loan
  • Negotiating with your creditors to reduce the amount of money you owe
  • Modifying the terms of your home loan
  • Work with a credit counseling agency

All of your options should be fully explored before you make any final decisions regarding your finances. If you believe bankruptcy is the right solution for your debt problems, it will be beneficial to seek legal counsel right away. As a Michigan bankruptcy lawyer, I use my firm to help people struggling with their debts. Hensel Law Office, PLLC specializes in handling financial matters and bankruptcy procedures, ensuring the matter is taken care of correctly in order to dispel all possible debt.

Choosing the Right Debt Solution

If you are looking for a way to improve your financial condition, I may be able to provide the legal advice and assistance you need. I have helped people with their financial problems for over 12 years. With my knowledge and legal expertise, I am here to explain all of your alternatives, helping you understand how they will impact your current situation and your financial future.

This includes individuals and families in the following areas:

  • Madison Heights
  • Royal Oak
  • Sterling Heights
  • Clinton Township
  • Warren

There are many factors that need to be considered when deciding what to do about your debts. Every solution will have both advantages and disadvantages that should be thoroughly reviewed before you take any action. I make sure my clients understand the full ramifications of any debt remedy they are considering. I also provide on-going support and assistance until your financial objectives have been achieved. When a person can no longer meet their financial commitments, it can cause escalating anxiety and worry.

Finding the right solution to your debts can help you overcome your financial difficulties, which is why it is so important for you to contact a Michigan bankruptcy attorney today.

Client Testimonials

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl