Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation
One-on-One Attention

Contact us today to request your free consultation! We have weekend and evening appointments available.

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Preparing for Your First Appointment

What You Will Need to Bring With You

At Hensel Law Office, PLLC, we understand that taking steps toward debt relief can be an overwhelming experience. For this reason, we would like to make this process as easy for you as possible. When you take the time to sit down with a Michigan bankruptcy attorney at our firm, you can trust that we will have all of the answers that you are looking for—whether you are asking yourself, "Should I file under Chapter 7 or Chapter 13?" or "What can I do to streamline the bankruptcy process?" That being said, we encourage you to schedule your first appointment today.

For the purpose of efficiency, we also ask that you bring the following items along with you (a printable version of this list is available here - Consultation Checklist):

  • Your completed Pre-Bankruptcy Consultation Form
  • Your driver's license(s) and Social Security card(s)
  • Copies of your last 2 years of state and federal income tax returns
  • Copies of any recorded deeds or mortgages pertaining to any real estate that you may own
  • Copies of any titles to any motor vehicles that you may own
  • Copies of any divorce decree(s) and/or domestic support orders
  • Your most recent savings/checking account statement(s)
  • Your last 6 months' worth of paystubs (if you're married, you'll also need to bring your spouse's last 6 months' worth of paystubs even if he/she is not planning on filing with you)
  • Documentation of any pending lawsuit you're involved in
  • Notice of Foreclosure (if applicable)
  • Copies of any lease agreement(s) you are a party to (i.e. residential lease, vehicle lease, lot rental, etc.)
  • Copy of Sheriffs Deed (if you've lost a house to foreclosure)
  • Documentation regarding any retirement account (401k, IRA, etc.)

Evening & Weekend Appointments are Also Available

In addition to regular work hours, our legal team is also available to meet with you on the weekend or in the evening. We understand that your life doesn't stop once you have made the decision to file for bankruptcy, so we do our best to accommodate our clients' specific needs. From that point on, you will no longer have to struggle alone – we will be by your side every step of the way. Hensel Law Office, PLLC has already helped countless individuals and families to secure a bright financial future, so we encourage you to let us do the same for you.

To schedule your confidential, cost-free consultation with our Michigan bankruptcy lawyer, call our office today at (888) 258-0651.

Client Testimonials

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly