Michigan Bankruptcy Attorney Personalized & Skilled Representation

Defending Against Foreclosure in Michigan

How can I avoid foreclosure?

Financial problems can be caused by many different situations, including the loss of a job, a divorce or unexpected health crisis. You can also get into financial trouble by using too many high interest credit cards or simply spending more than you make. Overwhelming debts can have many undesirable consequences, such as creditor harassment, lawsuits and the repossession of your personal property. If you are a homeowner and can no longer pay your mortgage, you may even lose your home through foreclosure.

Even if your financial situation is bleak, there can by several ways to prevent a foreclosure, including:

  • Loan modification
  • Deed in lieu
  • Strategic default
  • Short sale
  • Filing for bankruptcy

Consulting a Michigan bankruptcy attorney is the best way to find out about your foreclosure options. A lawyer can review your entire financial situation and give you valuable advice regarding your mortgage.

Foreclosure Defense Lawyer in Michigan

My firm, Hensel Law Office, PLLC, has represented clients in financial trouble for over 12 years. I know how upsetting it can be when you can no longer pay your bills and are facing foreclosure. When I work with clients, I make sure they understand their rights, and provide personalized service when addressing their debt problems. If filing for bankruptcy is the best solution to your particular situation, I will manage every aspect of your case and help facilitate the entire process.

Because I am a solo practitioner, you will never have to worry about being passed around between attorneys, or deferred to a paralegal or secretary. I provide a free initial consultation where you can discuss your situation in a confidential setting and am available evenings and Saturdays by appointment. My rates are affordable and I also offer payment plans to make it easier for you to get whatever legal help you need.

My firm provides legal assistance to debtors who live in Sterling Heights, Warren and many other communities in Michigan. Call us today!

Client Testimonials

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda