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Michigan Bankruptcy Attorney Personalized & Skilled Representation

Michigan Foreclosure Lawyer

Defending Against Foreclosure in Michigan

Financial problems can be caused by many different situations, including the loss of a job, a divorce or an unexpected health crisis. You can also get into financial trouble by using too many high-interest credit cards or simply spending more than you make. Overwhelming debts can have many undesirable consequences, such as creditor harassment, lawsuits and the repossession of your personal property. If you are a homeowner and can no longer make your mortgage payments, you may even lose your home through foreclosure.

Consulting a bankruptcy attorney is the best way to find out about your options under Michigan foreclosure law. A lawyer can review your entire financial situation and give you valuable advice regarding your mortgage. My firm, Hensel Law Office, PLLC, has represented clients in financial trouble for over 12 years. I know how upsetting it can be when you can no longer pay your bills and are facing foreclosure.

When I work with clients, I make sure they understand their rights and provide personalized service when addressing their debt problems. If filing for bankruptcy is the best solution, I will manage every aspect of your case.

Ways to Prevent Foreclosure

In Michigan, a lender can start foreclosure proceedings through either filing a lawsuit or competing procedures outside of court. However, even if the foreclosure process has started, you have several options available to save your home.

Even if your financial situation is bleak, there can by several ways to prevent a foreclosure, including:

  • Loan modification
  • Deed in lieu
  • Strategic default
  • Short sale
  • Filing for Chapter 7 or Chapter 13 bankruptcy

We Can Help You Avoid Foreclosure

Because I am a solo practitioner, you will never have to worry about being passed around between attorneys, or deferred to a paralegal or secretary. I provide a free initial consultation where you can discuss your situation in a confidential setting and am available evenings and Saturdays by appointment. My rates are affordable and I also offer payment plans to make it easier for you to get whatever legal help you need.

My firm provides legal assistance to debtors who live in Sterling Heights, Warren and many other communities in Michigan. Call us today to learn how we can help you save your home.

Client Testimonials

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Tom was the most professional.

    “I researched 3 attorneys before signing with the Hensel Law Office for my bankruptcy proceedings. Tom was the most professional and he explained all of my questions without trying to make a quick buck on me. I would recommend Hensel Law Office to my friends or family going through a similar difficult situation.”

    Jerry