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Michigan Bankruptcy Attorney Personalized & Skilled Representation

Michigan Foreclosure Lawyer

Defending Against Foreclosure in Michigan

Financial problems can be caused by many different situations, including the loss of a job, a divorce or an unexpected health crisis. You can also get into financial trouble by using too many high-interest credit cards or simply spending more than you make. Overwhelming debts can have many undesirable consequences, such as creditor harassment, lawsuits and the repossession of your personal property. If you are a homeowner and can no longer make your mortgage payments, you may even lose your home through foreclosure.

Consulting a bankruptcy attorney is the best way to find out about your options under Michigan foreclosure law. A lawyer can review your entire financial situation and give you valuable advice regarding your mortgage. My firm, Hensel Law Office, PLLC, has represented clients in financial trouble for over 12 years. I know how upsetting it can be when you can no longer pay your bills and are facing foreclosure.

When I work with clients, I make sure they understand their rights and provide personalized service when addressing their debt problems. If filing for bankruptcy is the best solution, I will manage every aspect of your case.

Ways to Prevent Foreclosure

In Michigan, a lender can start foreclosure proceedings through either filing a lawsuit or competing procedures outside of court. However, even if the foreclosure process has started, you have several options available to save your home.

Even if your financial situation is bleak, there can by several ways to prevent a foreclosure, including:

  • Loan modification
  • Deed in lieu
  • Strategic default
  • Short sale
  • Filing for Chapter 7 or Chapter 13 bankruptcy

We Can Help You Avoid Foreclosure

Because I am a solo practitioner, you will never have to worry about being passed around between attorneys, or deferred to a paralegal or secretary. I provide a free initial consultation where you can discuss your situation in a confidential setting and am available evenings and Saturdays by appointment. My rates are affordable and I also offer payment plans to make it easier for you to get whatever legal help you need.

My firm provides legal assistance to debtors who live in Sterling Heights, Warren and many other communities in Michigan. Call us today to learn how we can help you save your home.

Client Testimonials

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • Tom was the most professional.

    “I researched 3 attorneys before signing with the Hensel Law Office for my bankruptcy proceedings. Tom was the most professional and he explained all of my questions without trying to make a quick buck on me. I would recommend Hensel Law Office to my friends or family going through a similar difficult situation.”

    Jerry

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John