Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Get Financial Freedom Personalized & Skilled Representation

Get a Fresh Start by Filing for Bankruptcy

Your Future is Safe with Hensel Law Office, PLLC

If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.

I will not delegate your case to another attorney or a team of paralegals because I believe in providing personalized service to each and every one of my clients. You no longer have to live with the difficulty of growing debt; with the help of my firm, you may be able to achieve a fresh start.

My firm offers the following bankruptcy services:

Find Out What Sets My Firm Apart from the Rest

When you have questions about bankruptcy, it is highly recommended that you come to Hensel Law Office, PLLC for a free initial consultation. Once my firm has the chance to review the facts of your case, we can help you to determine whether or not bankruptcy is right for you and/or walk you through some alternative debt relief options. I serve clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township and Warren.

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy in Michigan can vary based on several factors, including the type of bankruptcy you are filing (Chapter 7 or Chapter 13) and the specific fees associated with your bankruptcy court district.

Here are the main components that contribute to the cost of filing bankruptcy in Michigan:

  • Court Filing Fees: Effective December 1, 2020, the filing fees for Chapter 7 is $338.00 and for Chapter 13 is $313. You must pay these fees to the bankruptcy court when you file your petition. Visit the U.S. Bankruptcy Court Western District of Michigan for more details.
  • Credit Counseling and Debtor Education Courses: Before filing for bankruptcy, you are required to complete a credit counseling course and a debtor education course through approved agencies. The cost of these courses range from $20 to $50 per course.
  • Attorney Fees: Although working with an attorney is not required, it is recommended to work with an experienced Michigan bankruptcy lawyer who help guide you based on your unique circumstances. Attorney fees can vary depending on the complexity of your case, the attorney's experience, and the region in Michigan where you reside. Be sure to discuss the structure of your fees or payment options when talking to your attorney during your initial consultation.

At Hensel Law Office, PLLC, we offer an initial consultation at no cost to you. We can discuss your financial situation and our skilled attorneys can answer any questions you may have about filing bankruptcy in Michigan. We can provide personalized guidance and help you understand what costs will be involved. Reach out to us today to make an appointment and take the first step toward a fresh financial start.

Local Bankruptcy Support in Madison Heights and Surrounding Areas

Living in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, you know that financial challenges can arise unexpectedly. Whether it's due to medical bills, job loss, or other unforeseen circumstances, the burden of debt can feel overwhelming. At Hensel Law Office, PLLC, we understand the unique financial pressures faced by residents in our community and are here to help you navigate through them.

Our firm is well-acquainted with the local resources and government entities that can assist you during the bankruptcy process. For instance, the City of Madison Heights offers various community support services that can be beneficial as you work towards financial recovery. Additionally, the Oakland County Government provides valuable information and resources for residents dealing with financial difficulties.

One of the common pain points for our clients in the Madison Heights area is the fear of losing their homes. With the rising cost of living and property taxes, many homeowners find themselves struggling to keep up with mortgage payments. Our foreclosure defense services are designed to help you protect your home and explore all available options to prevent foreclosure.

We also recognize that creditor harassment is a significant issue for many in our community. Constant calls and threats from creditors can add to the stress of an already difficult situation. Our firm can help put an end to these harassing practices, giving you the peace of mind you deserve.

At Hensel Law Office, PLLC, we are committed to providing personalized guidance tailored to the specific needs of our local clients. We know the area, we understand your pain points, and we are here to help you achieve a fresh financial start. Contact us today to schedule your free initial consultation and take the first step towards regaining control of your financial future.

If you would like to learn more about the process, I encourage you to check out the following pages:

Get in touch with my firm if you or someone you love is struggling with debt in Michigan.

Commonly Asked Questions

How does Hensel Law Office, PLLC support clients in the bankruptcy process?

At Hensel Law Office, PLLC, we support our clients by discussing their financial situation and exploring their options. We provide a detailed review of your circumstances to determine if bankruptcy is the right choice or if alternative debt relief solutions are more suitable. Our firm is dedicated to helping clients, ensuring they receive the best possible advice and representation throughout the bankruptcy process.

Why should I choose Hensel Law Office, PLLC for my bankruptcy filing in Michigan?

Choosing Hensel Law Office, PLLC for your bankruptcy filing in Michigan means you'll benefit from our commitment to personalized service and our deep understanding of local bankruptcy laws. We ensure that you're not just another case number; instead, you receive individualized attention and support from an attorney who will be with you every step of the way. Our firm's dedication combined with our comprehensive bankruptcy services, makes us a trusted choice for those seeking a fresh financial start.

Client Testimonials

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John