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Get Financial Freedom Personalized & Skilled Representation

Get a Fresh Start by Filing for Bankruptcy

Your Future is Safe with Hensel Law Office, PLLC

If you are one of the countless people in our community who are struggling with a large burden of debt, you can turn to Hensel Law Office, PLLC for help. I provide counsel and representation to individuals like yourself on all matters related to bankruptcy, from exploring it as an option to filing and moving into life after the discharge of debts.

I will not delegate your case to another attorney or a team of paralegals because I believe in providing personalized service to each and every one of my clients. You no longer have to live with the difficulty of growing debt; with the help of my firm, you may be able to achieve a fresh start.

Find Out What Sets My Firm Apart from the Rest

When you have questions about bankruptcy, it is highly recommended that you come to Hensel Law Office, PLLC for a free initial consultation. Once my firm has the chance to review the facts of your case, we can help you to determine whether or not bankruptcy is right for you and/or walk you through some alternative debt relief options. I serve clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township and Warren.

How Much Does It Cost To File Bankruptcy?

The cost of filing for bankruptcy in Michigan can vary based on several factors, including the type of bankruptcy you are filing (Chapter 7 or Chapter 13) and the specific fees associated with your bankruptcy court district.

Here are the main components that contribute to the cost of filing bankruptcy in Michigan:

  • Court Filing Fees: Effective December 1, 2020, the filing fees for Chapter 7 is $338.00 and for Chapter 13 is $313. You must pay these fees to the bankruptcy court when you file your petition. Visit the U.S. Bankruptcy Court Western District of Michigan for more details.
  • Credit Counseling and Debtor Education Courses: Before filing for bankruptcy, you are required to complete a credit counseling course and a debtor education course through approved agencies. The cost of these courses range from $20 to $50 per course.
  • Attorney Fees: Although working with an attorney is not required, it is recommended to work with an experienced Michigan bankruptcy lawyer who help guide you based on your unique circumstances. Attorney fees can vary depending on the complexity of your case, the attorney's experience, and the region in Michigan where you reside. Be sure to discuss the structure of your fees or payment options when talking to your attorney during your initial consultation.

At Hensel Law Office, PLLC, we offer an initial consultation at no cost to you. We can discuss your financial situation and our skilled attorneys can answer any questions you may have about filing bankruptcy in Michigan. We can provide personalized guidance and help you understand what costs will be involved. Reach out to us today to make an appointment and take the first step toward a fresh financial start.

Local Bankruptcy Support in Madison Heights and Surrounding Areas

Living in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, you know that financial challenges can arise unexpectedly. Whether it's due to medical bills, job loss, or other unforeseen circumstances, the burden of debt can feel overwhelming. At Hensel Law Office, PLLC, we understand the unique financial pressures faced by residents in our community and are here to help you navigate through them.

Our firm is well-acquainted with the local resources and government entities that can assist you during the bankruptcy process. For instance, the City of Madison Heights offers various community support services that can be beneficial as you work towards financial recovery. Additionally, the Oakland County Government provides valuable information and resources for residents dealing with financial difficulties.

One of the common pain points for our clients in the Madison Heights area is the fear of losing their homes. With the rising cost of living and property taxes, many homeowners find themselves struggling to keep up with mortgage payments. Our foreclosure defense services are designed to help you protect your home and explore all available options to prevent foreclosure.

We also recognize that creditor harassment is a significant issue for many in our community. Constant calls and threats from creditors can add to the stress of an already difficult situation. Our firm can help put an end to these harassing practices, giving you the peace of mind you deserve.

At Hensel Law Office, PLLC, we are committed to providing personalized guidance tailored to the specific needs of our local clients. We know the area, we understand your pain points, and we are here to help you achieve a fresh financial start. Contact us today to schedule your free initial consultation and take the first step towards regaining control of your financial future.

If you would like to learn more about the process, I encourage you to check out the following pages:

Get in touch with my firm if you or someone you love is struggling with debt in Michigan.

Commonly Asked Questions

How does Hensel Law Office, PLLC support clients in the bankruptcy process?

At Hensel Law Office, PLLC, we support our clients by discussing their financial situation and exploring their options. We provide a detailed review of your circumstances to determine if bankruptcy is the right choice or if alternative debt relief solutions are more suitable. Our firm is dedicated to helping clients, ensuring they receive the best possible advice and representation throughout the bankruptcy process.

Why should I choose Hensel Law Office, PLLC for my bankruptcy filing in Michigan?

Choosing Hensel Law Office, PLLC for your bankruptcy filing in Michigan means you'll benefit from our commitment to personalized service and our deep understanding of local bankruptcy laws. We ensure that you're not just another case number; instead, you receive individualized attention and support from an attorney who will be with you every step of the way. Our firm's dedication combined with our comprehensive bankruptcy services, makes us a trusted choice for those seeking a fresh financial start.

Client Testimonials

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”


  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • I greatly appreciate your time and effort.

    “It was a great pleasure and relief working with you through that tough time. I greatly appreciate your time and effort on our case. I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.”


  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”