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Are You Prepared for Your Court Date?

First Meeting of Creditors or 341 Hearing – Chapter 7 & 13

In both Chapter 7 and Chapter 13 bankruptcy proceedings, the first scheduled court date that you will have is called your First Meeting of Creditors or 341 Hearing. In Chapter 7 cases, this will be your only scheduled court date. The most important things to remember to bring to this hearing are your driver's license(s) and your Social Security card(s). If you do not have these two specific forms of identification, it is possible that your hearing will be temporarily cancelled. This means that you will have to make another trip to court, possibly incurring additional attorney fees.

It is important that you arrive at least fifteen minutes early to your hearing. For all Chapter 7 cases, you will need to have read and reviewed the Bankruptcy Information Sheet. Also, some Chapter 7 Trustees have an additional questionnaire form for you to fill out before your hearing. For Chapter 13 cases, there is a Supplemental Statement that will need to be completed just prior to your hearing. It is imperative that you are adequately prepared, which is why it is so important for you to discuss your case with a Michigan bankruptcy lawyer before your court date approaches.

Confirmation Hearing – Chapter 13 Only

In a Chapter 13 case, the notice that you will receive from the court will have a second court date; this is the date of your Confirmation Hearing. This is the time where your Chapter 13 plan is accepted or confirmed by the court if all objections have been resolved and all payments that are due have been made to your Chapter 13 Trustee. If there are minor issues that still need to be resolved, it is possible that your Confirmation Hearing may be adjourned to a later date.

However, if payments have not been made, it is possible that your case may be dismissed. It is very important to bring proof of all payments made to the Chapter 13 Trustee to your Confirmation Hearing. This may mean the difference between your case being confirmed or dismissed. To ensure that all of your paperwork is in order before attending the Confirmation Hearing, it is highly recommended that you move forward under the experienced advisement of our firm.

Prepare for Your Day in Court with Hensel Law Office, PLLC

Unless you have previously filed for bankruptcy, it is normal to feel confused. Appearing in court for the first time can seem like a daunting experience, which is why the legal team at the Hensel Law Office, PLLC encourages you to let us take the reins. Our firm has helped countless individuals to successfully navigate their way through the bankruptcy process, so you should not hesitate to let us do the same for you.

All you have to do is give us a call today at (888) 258-0651 to get started.

Client Testimonials

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.