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Are You Prepared for Your Court Date?

First Meeting of Creditors or 341 Hearing – Chapter 7 & 13

In both Chapter 7 and Chapter 13 bankruptcy proceedings, the first scheduled court date that you will have is called your First Meeting of Creditors or 341 Hearing. In Chapter 7 cases, this will be your only scheduled court date. The most important things to remember to bring to this hearing are your driver's license(s) and your Social Security card(s). If you do not have these two specific forms of identification, it is possible that your hearing will be temporarily cancelled. This means that you will have to make another trip to court, possibly incurring additional attorney fees.

It is important that you arrive at least fifteen minutes early to your hearing. For all Chapter 7 cases, you will need to have read and reviewed the Bankruptcy Information Sheet. Also, some Chapter 7 Trustees have an additional questionnaire form for you to fill out before your hearing. For Chapter 13 cases, there is a Supplemental Statement that will need to be completed just prior to your hearing. It is imperative that you are adequately prepared, which is why it is so important for you to discuss your case with a Michigan bankruptcy lawyer before your court date approaches.

Confirmation Hearing – Chapter 13 Only

In a Chapter 13 case, the notice that you will receive from the court will have a second court date; this is the date of your Confirmation Hearing. This is the time where your Chapter 13 plan is accepted or confirmed by the court if all objections have been resolved and all payments that are due have been made to your Chapter 13 Trustee. If there are minor issues that still need to be resolved, it is possible that your Confirmation Hearing may be adjourned to a later date.

However, if payments have not been made, it is possible that your case may be dismissed. It is very important to bring proof of all payments made to the Chapter 13 Trustee to your Confirmation Hearing. This may mean the difference between your case being confirmed or dismissed. To ensure that all of your paperwork is in order before attending the Confirmation Hearing, it is highly recommended that you move forward under the experienced advisement of our firm.

Prepare for Your Day in Court with Hensel Law Office, PLLC

Unless you have previously filed for bankruptcy, it is normal to feel confused. Appearing in court for the first time can seem like a daunting experience, which is why the legal team at the Hensel Law Office, PLLC encourages you to let us take the reins. Our firm has helped countless individuals to successfully navigate their way through the bankruptcy process, so you should not hesitate to let us do the same for you.

All you have to do is give us a call today at (888) 258-0651 to get started.

Client Testimonials

  • I greatly appreciate your time and effort.

    “It was a great pleasure and relief working with you through that tough time. I greatly appreciate your time and effort on our case. I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.”

    Jay

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa