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Are You Being Sued by Credit Acceptance?

Protect yourself with Hensel Law Office, PLLC!

If you are dealing with debt, you are likely too overwhelmed to consider handling anything else that might come your way. Unfortunately, collection agencies that harass indebted consumers can make your situation much worse. Credit Acceptance is one such agency that has violated the rights consumers are entitled to and even filed deceitful lawsuits. Don’t wait to retain my firm if you believe Credit Acceptance is acting illegally or engaging in abusive practices against you.

Call (888) 258-0651 today to speak with a Michigan bankruptcy lawyer about your situation.

Violating the Fair Debt Collection Practice Act

All collection agencies are expected to abide by certain laws when they engage with consumers. These laws determine how and when a debt collector can contact someone with alleged debt, as well as the processes they much follow when attempting to collect the unpaid debt. Violations are considered illegal and Credit Acceptance has been penalized for committing unlawful behavior according to the Fair Debt Collection Practice Act (FDCPA).

The FDCPA prevents collection agencies from doing any of the following:

  • Contacting debtors before 8 AM and after 9 PM
  • Contacting the debtor directly when they are represented by an attorney
  • Pretending to be someone they’re not
  • Using abusive or profane language toward the debtor
  • Lying about an association they have with the government
  • Repeatedly contacting the debtor as a form of harassment
  • Including dishonest information on the debtor’s credit report

Numerous reports have surfaced regarding the ways Credit Acceptance has tried to scam countless consumers, so know that you are not alone. Refrain from agreeing to anything you’re presented with by Credit Acceptance until you speak with an attorney.

Experience Relief with a Michigan Bankruptcy Lawyer

When you’re accused of something you never did or treated poorly by big corporations, you may feel defenseless and confused. By securing legal representation from my firm, you have an aggressive advocate acting as the go-between you need. Since 1999, individuals in Brighton, Sterling Heights, and all of Michigan have benefitted from my counsel.

Why go another day putting up with abuse from Credit Acceptance? Reach out to my firm today to take a stand against abusive business tactics.

Client Testimonials

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig