Michigan Bankruptcy Attorney Personalized & Skilled Representation

Are You Being Sued by Credit Acceptance?

Protect yourself with Hensel Law Office, PLLC!

If you are dealing with debt, you are likely too overwhelmed to consider handling anything else that might come your way. Unfortunately, collection agencies that harass indebted consumers can make your situation much worse. Credit Acceptance is one such agency that has violated the rights consumers are entitled to and even filed deceitful lawsuits. Don’t wait to retain my firm if you believe Credit Acceptance is acting illegally or engaging in abusive practices against you.

Call (888) 258-0651 today to speak with a Michigan bankruptcy lawyer about your situation.

Violating the Fair Debt Collection Practice Act

All collection agencies are expected to abide by certain laws when they engage with consumers. These laws determine how and when a debt collector can contact someone with alleged debt, as well as the processes they much follow when attempting to collect the unpaid debt. Violations are considered illegal and Credit Acceptance has been penalized for committing unlawful behavior according to the Fair Debt Collection Practice Act (FDCPA).

The FDCPA prevents collection agencies from doing any of the following:

  • Contacting debtors before 8AM and after 9PM
  • Contacting the debtor directly when they are represented by an attorney
  • Pretending to be someone they’re not
  • Using abusive or profane language toward the debtor
  • Lying about an association they have with the government
  • Repeatedly contacting the debtor as a form of harassment
  • Including dishonest information on the debtor’s credit report

Numerous reports have surfaced regarding the ways Credit Acceptance has tried to scam countless consumers, so know that you are not alone. Refrain from agreeing to anything you’re presented with by Credit Acceptance until you speak with an attorney.

Experience Relief with a Michigan Bankruptcy Lawyer

When you’re accused of something you never did or treated poorly by big corporations, you may feel defenseless and confused. By securing legal representation from my firm, you have an aggressive advocate acting as the go-between you need. Since 1999, individuals in Brighton, Sterling Heights, and all of Michigan have benefitted from my counsel.

Why go another day putting up with abuse from Credit Acceptance? Reach out to my firm today to take a stand against abusive business tactics.

Client Testimonials

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl