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Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Madison Heights Bankruptcy Lawyer

Are you seeking debt relief?

Financial problems are not only extremely stressful, they can result in legal troubles that lead to wage garnishment, repossession and foreclosure. If you are unable to meet your financial obligations contact a Madison Heights bankruptcy lawyer for advice. An attorney can review your debt situation and discuss the best way for you regain your financial footing. My firm, Hensel Law Office, PLLC, has represented clients seeking solutions to their debt problems for over 12 years.

I can explain the legal aspects of your situation, and will make sure that you also understand your consumer rights. When a person is in debt, they are often bullied by creditors and debt collection companies attempting to collect the money they are owed. It is important that you understand the laws that pertain to debt collection and how to prevent creditor harassment, which I can explain.

Bankruptcy Attorney Serving Madison Heights

If you are looking for a solution to your debt problems, I can give you legal advice and assistance in areas such as:

My firm can also help clients understand bankruptcy do's and don'ts, bankruptcy myths, alternatives to bankruptcy and the bankruptcy process.

There are many ways a person can resolve financial difficulties, including the following:

If you have any questions about filing bankruptcy for a second time, lien stripping, how to stop collection actions or life after bankruptcy, I am here to help answer them. If you are living paycheck to paycheck, are using credit cards to pay basic expenses, or borrowing money from family and friends, bankruptcy may be the best thing that you can do to get back in control of your finances.

I can show you how the process works and answer any questions you have regarding your particular situation. I am a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and Consumer Bankruptcy Association and work one-on-one with all of my clients to help them achieve their financial goals.

Contact a Madison Heights bankruptcy attorney for legal advice.

Resource Links for Madison Heights, MI

Client Testimonials

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.