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Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Get the Level of Service You Deserve

Services Offered by Our Michigan Bankruptcy Attorney

When you have too many debts and can no longer pay your bills, life can quickly become a daily struggle to cover even basic living expenses. The stress and anxiety that can result from mounting debts can be unbearable, especially when you are hounded by creditors aggressively pursuing any money they are owed. If you are in the middle of a financial crisis, one of the most important things to remember is that you are not alone. Many people these days are experiencing financial difficulties and looking for a way out of debt. One of the best things you can do to change your financial situation is seek advice from a Michigan bankruptcy attorney.

A Sterling Heights bankruptcy lawyer at my firm can explain the various legal remedies that can be used to help you eliminate your debts, such as:

  • Negotiating with creditors to reduce your monthly payments
  • Consolidating your debts under one large loan
  • Filing for bankruptcy

My firm, Hensel Law Office, PLLC has counseled clients in financial matters for more than a decade, and provides unmatched dedication and support. I can help you overcome your debt problems so that you can get back on your feet. All it takes is for you to be proactive in seeking the assistance that you will need. After that, the subsequent process can be handled efficiently and you can get started on regaining control of your financial circumstances. My clients include those who live in Sterling Heights, Warren and many communities in Michigan.

Why hire a Sterling Heights bankruptcy lawyer from the Hensel Law Office, PLLC?

It is easy to feel powerless when creditors are taking aggressive actions to collect on what you owe:

  • Knocking at your door
  • Threatening to take your car
  • Taking a percentage of your pay
  • Trying to take your home

I work closely with my clients to make sure they understand their rights and are not intimidated by creditors, even when they are in severe financial trouble. During your free consultation, I can ensure you have a comprehensive understanding of the legal aspects of your situation, as well as your options. You can find out exactly what can be done to alleviate your debt problems, what actions you should avoid, and how to create a brighter financial future.

Unlike other law firms, you never have to worry about telling and retelling your story to multiple attorneys or paralegals who only focus on one stage of the bankruptcy process. I handle every aspect of your case, applying my experience and knowledge to help you take the steps necessary to start over. If filing for bankruptcy is the best way to eliminate your debts, I can help streamline the process and resolve any issues that come up. We can even meet in the evenings and on Saturday by appointment.

Not only are my rates extremely affordable, I also offer payment plans. Contact us today.

Client Testimonials

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • I greatly appreciate your time and effort.

    “It was a great pleasure and relief working with you through that tough time. I greatly appreciate your time and effort on our case. I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.”

    Jay

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle