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Chapter 7 Bankruptcy Lawyer

Debt Relief in Michigan

When your financial future is at stake, you need to be confident that you are making the right choices when it comes to resolving debt. For more than a decade, people who choose Hensel Law Office, PLLC have found proven, personalized solutions to achieve debt relief.

My name is Thomas Hensel, and I have been practicing law since 1999, personally managing every single case for my clients. This means that you will never be passed off to a secretary, paralegal, or associate attorney when you work with my firm. I will be by your side throughout every step of the bankruptcy process, beginning with a free case review .

Benefits of Chapter 7 Bankruptcy

  • Wiping Out Overwhelming Debts
  • Ending Creditor Harassment
  • Starting Over with a Clean Slate
  • Getting the Chance to Rebuild Credit

What to Expect from the Chapter 7 Bankruptcy Process

Unlike Chapter 13 bankruptcy, which is executed over three to five years, the Chapter 7 bankruptcy process can be completed in a matter of 4-6 months. This includes participating in a pre-bankruptcy credit counseling course, filling out all of the necessary paperwork, filing your petition with the court, and attending the "creditors meeting". Once your bankruptcy has been resolved, you will be legally absolved of the obligation to repay most, if not all, of your debt.

As your financial stability is on the line, I understand how urgent this process may be for you. That is why I am available to meet with you in the evening or on the weekend, in addition to regular business hours. I am focused on making this experience as convenient and painless as possible for you.

What to Expect from the Chapter 7 Bankruptcy Process

Unlike Chapter 13 bankruptcy, which is executed over three to five years, the Chapter 7 bankruptcy process can be completed in a matter of 4-6 months. This includes participating in a pre-bankruptcy credit counseling course, filling out all of the necessary paperwork, filing your petition with the court, and attending the "creditors meeting". Once your bankruptcy has been resolved, you will be legally absolved of the obligation to repay most, if not all, of your debt.

As your financial stability is on the line, I understand how urgent this process may be for you. That is why I am available to meet with you in the evening or on the weekend, in addition to regular business hours. I am focused on making this experience as convenient and painless as possible for you.

What to Expect from the Chapter 7 Bankruptcy Process

Unlike Chapter 13 bankruptcy, which is executed over three to five years, the Chapter 7 bankruptcy process can be completed in a matter of 4-6 months. This includes participating in a pre-bankruptcy credit counseling course, filling out all of the necessary paperwork, filing your petition with the court, and attending the "creditors meeting". Once your bankruptcy has been resolved, you will be legally absolved of the obligation to repay most, if not all, of your debt.

As your financial stability is on the line, I understand how urgent this process may be for you. That is why I am available to meet with you in the evening or on the weekend, in addition to regular business hours. I am focused on making this experience as convenient and painless as possible for you.

Why Choose Us?

  • 20 Years' Legal Experience
  • Avvo's 2013 Clients' Choice Award
  • Personalized Solutions: No Cookie-Cutter Approach
  • We Practice 100% Bankruptcy Law
  • A Lawyer Will Personally Handle Every Step of Your Case

When you receive the one-on-one attention that you deserve, you can be confident about arriving at your fresh start. Don't hesitate to call Hensel Law Office today!

Client Testimonials

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda