Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Life After Bankruptcy

Protecting Your Future with the Michigan Bankruptcy Attorney

Many people are concerned about what life will be like after filing for bankruptcy. Usually, they have heard various myths that can cause them to overlook the many benefits of this valuable legal remedy. I am a Michigan bankruptcy lawyer who has helped individuals, business owners and families get rid of their debts through bankruptcy. When a person is able to resolve their debt problems in a Chapter 7 or Chapter 13 bankruptcy, they will usually feel a tremendous amount of relief that their money troubles are behind them.

One misconception about bankruptcy is that after you complete the process and eliminate your debts, you will no longer be able to obtain credit. The truth is that you can take action as soon as your bankruptcy case has concluded to start improving your credit score, such as obtaining a secured credit card.

In order to rebuild your credit, you will also need to:

  • Monitor your credit report and correct any errors
  • Create and stick to a budget
  • Avoid any mistakes of the past

My firm, Hensel Law Office, PLLC, represents clients in financial trouble, and will confidently guide you through the bankruptcy process. Once your case has concluded, I will continue working with you to ensure that you are doing well financially and that your money problems have been resolved.

The life you will lead after filing for bankruptcy is really up to you, as you have the choice to be proactive in rebounding from the toll that it has taken on your credit score or you can slip into the same bad habits. With solid legal guidance and supportive assistance, however, getting back on track to a successful financial future is easier than you would think.

Getting a Fresh Start

Bankruptcy is one of the few debt relief solutions that can give you a fresh financial start. If your circumstances warrant considering this option, please contact my office to arrange a free consultation. Even if you are unsure about the best path to take regarding your debts, I can discuss your alternatives and help you make a decision based on accurate and reliable information. I know how difficult life can be when you are plagued by never-ending calls from creditors, legal actions and other consequences of debt overwhelm.

If you live in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, I will work with you one-on-one, and make sure that you get the help you need to turn your situation around. The most important decision that you can make about your future financial stability is to hire a legal professional before jumping into a complicated legal process. By discussing the full extent of your financial struggles with an attorney, you may have a much better chance of implementing a debt relief solution that is right for your circumstances.

Whether you are looking for immediate relief or you would like to restructure your debt and pay it off slowly, figuring out what process is right for you is crucial to obtaining the fresh start that you are looking for.

For more information about how the Michigan bankruptcy attorney at the Hensel Law Office, PLLC can assist you in regaining control of your finances, schedule a free initial consultation today.

Client Testimonials

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.