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Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Life After Bankruptcy

Protecting Your Future with the Michigan Bankruptcy Attorney

Many people are concerned about what life will be like after filing for bankruptcy. Usually, they have heard various myths that can cause them to overlook the many benefits of this valuable legal remedy. I am a Michigan bankruptcy lawyer who has helped individuals, business owners and families get rid of their debts through bankruptcy. When a person is able to resolve their debt problems in a Chapter 7 or Chapter 13 bankruptcy, they will usually feel a tremendous amount of relief that their money troubles are behind them.

One misconception about bankruptcy is that after you complete the process and eliminate your debts, you will no longer be able to obtain credit. The truth is that you can take action as soon as your bankruptcy case has concluded to start improving your credit score, such as obtaining a secured credit card.

In order to rebuild your credit, you will also need to:

  • Monitor your credit report and correct any errors
  • Create and stick to a budget
  • Avoid any mistakes of the past

My firm, Hensel Law Office, PLLC, represents clients in financial trouble, and will confidently guide you through the bankruptcy process. Once your case has concluded, I will continue working with you to ensure that you are doing well financially and that your money problems have been resolved.

The life you will lead after filing for bankruptcy is really up to you, as you have the choice to be proactive in rebounding from the toll that it has taken on your credit score or you can slip into the same bad habits. With solid legal guidance and supportive assistance, however, getting back on track to a successful financial future is easier than you would think.

Getting a Fresh Start

Bankruptcy is one of the few debt relief solutions that can give you a fresh financial start. If your circumstances warrant considering this option, please contact my office to arrange a free consultation. Even if you are unsure about the best path to take regarding your debts, I can discuss your alternatives and help you make a decision based on accurate and reliable information. I know how difficult life can be when you are plagued by never-ending calls from creditors, legal actions and other consequences of debt overwhelm.

If you live in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, I will work with you one-on-one, and make sure that you get the help you need to turn your situation around. The most important decision that you can make about your future financial stability is to hire a legal professional before jumping into a complicated legal process. By discussing the full extent of your financial struggles with an attorney, you may have a much better chance of implementing a debt relief solution that is right for your circumstances.

Whether you are looking for immediate relief or you would like to restructure your debt and pay it off slowly, figuring out what process is right for you is crucial to obtaining the fresh start that you are looking for.

For more information about how the Michigan bankruptcy attorney at the Hensel Law Office, PLLC can assist you in regaining control of your finances, schedule a free initial consultation today.

Client Testimonials

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”


  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”


  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”


  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John