Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation
One-on-One Attention

Contact us today to request your free consultation! We have weekend and evening appointments available.

  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please enter a message.
    Please select an option.

Life After Bankruptcy

Protecting Your Future with the Michigan Bankruptcy Attorney

Many people are concerned about what life will be like after filing for bankruptcy. Usually, they have heard various myths that can cause them to overlook the many benefits of this valuable legal remedy. I am a Michigan bankruptcy lawyer who has helped individuals, business owners and families get rid of their debts through bankruptcy. When a person is able to resolve their debt problems in a Chapter 7 or Chapter 13 bankruptcy, they will usually feel a tremendous amount of relief that their money troubles are behind them.

One misconception about bankruptcy is that after you complete the process and eliminate your debts, you will no longer be able to obtain credit. The truth is that you can take action as soon as your bankruptcy case has concluded to start improving your credit score, such as obtaining a secured credit card.

In order to rebuild your credit, you will also need to:

  • Monitor your credit report and correct any errors
  • Create and stick to a budget
  • Avoid any mistakes of the past

My firm, Hensel Law Office, PLLC, represents clients in financial trouble, and will confidently guide you through the bankruptcy process. Once your case has concluded, I will continue working with you to ensure that you are doing well financially and that your money problems have been resolved.

The life you will lead after filing for bankruptcy is really up to you, as you have the choice to be proactive in rebounding from the toll that it has taken on your credit score or you can slip into the same bad habits. With solid legal guidance and supportive assistance, however, getting back on track to a successful financial future is easier than you would think.

Getting a Fresh Start

Bankruptcy is one of the few debt relief solutions that can give you a fresh financial start. If your circumstances warrant considering this option, please contact my office to arrange a free consultation. Even if you are unsure about the best path to take regarding your debts, I can discuss your alternatives and help you make a decision based on accurate and reliable information. I know how difficult life can be when you are plagued by never-ending calls from creditors, legal actions and other consequences of debt overwhelm.

If you live in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren, I will work with you one-on-one, and make sure that you get the help you need to turn your situation around. The most important decision that you can make about your future financial stability is to hire a legal professional before jumping into a complicated legal process. By discussing the full extent of your financial struggles with an attorney, you may have a much better chance of implementing a debt relief solution that is right for your circumstances.

Whether you are looking for immediate relief or you would like to restructure your debt and pay it off slowly, figuring out what process is right for you is crucial to obtaining the fresh start that you are looking for.

For more information about how the Michigan bankruptcy attorney at the Hensel Law Office, PLLC can assist you in regaining control of your finances, schedule a free initial consultation today.

Client Testimonials

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”


  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”


  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”


  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.