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Were You Sued by Asset Acceptance?

Get an Experienced Michigan Bankruptcy Attorney on Your Side

Asset Acceptance is an organization that claims to help creditors discharge the delinquent debt of consumers and point consumers on the path to financial success. Unfortunately, the reality of what this company does is quite a different story. Asset Acceptance is known for attempting to collect debts people don’t owe and filing erroneous class action lawsuits.

If you’ve been harassed or sued by Asset Acceptance, you do not have to sit back and endure this illegal behavior. A Michigan bankruptcy attorney may be able to defend you from their claims against you. With over 15 years of experience, you can trust Hensel Law Office, PLLC to fight aggressively for your rights.

What do I need to know about Asset Acceptance?

There are numerous different acts that protect consumers from unfair collection practices, including the Federal Trade Commission Act (FTC), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Reporting Act (FCRA). Based on blatant violations of these acts, the Federal Trade Commission sued Asset Acceptance.

Asset Acceptance was charged with the following violations:

  • Lying about ownership and validity of debts
  • Failing to notify consumers when providing negative information to creditors
  • Failing to authenticate debts when they had been disputed in writing
  • Knowingly reporting wrong information to creditors
  • Breaking the statute of limitations

These violations show just how dishonest Asset Acceptance really is. If you’ve been sued by this organization and are unsure of how to proceed, you need a knowledgeable and aggressive attorney in your corner. The last thing you want is to lose hard-earned money unnecessarily based purely on fraudulent and illegal claims.

At Hensel Law Office, PLLC, I will take your case seriously and dedicate my best efforts to solving it effectively. I have successfully represented clients throughout Brighton and Sterling Heights. Your future depends on how this lawsuit is handled – trust my firm to deliver when it counts.

Schedule your free, no-obligation case evaluation right away to speak with a Michigan bankruptcy lawyer.

Client Testimonials

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda