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Michigan Bankruptcy Attorney Personalized & Skilled Representation

Were You Sued by Asset Acceptance?

Get an Experienced Michigan Bankruptcy Attorney on Your Side

Asset Acceptance is an organization that claims to help creditors discharge the delinquent debt of consumers and point consumers on the path to financial success. Unfortunately, the reality of what this company does is quite a different story. Asset Acceptance is known for attempting to collect debts people don’t owe and filing erroneous class action lawsuits.

If you’ve been harassed or sued by Asset Acceptance, you do not have to sit back and endure this illegal behavior. A Michigan bankruptcy attorney may be able to defend you from their claims against you. With over 20 years of experience, you can trust Hensel Law Office, PLLC to fight aggressively for your rights.

What do I need to know about Asset Acceptance?

There are numerous different acts that protect consumers from unfair collection practices, including the Federal Trade Commission Act (FTC), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Reporting Act (FCRA). Based on blatant violations of these acts, the Federal Trade Commission sued Asset Acceptance.

Asset Acceptance was charged with the following violations:

  • Lying about ownership and validity of debts
  • Failing to notify consumers when providing negative information to creditors
  • Failing to authenticate debts when they had been disputed in writing
  • Knowingly reporting wrong information to creditors
  • Breaking the statute of limitations

These violations show just how dishonest Asset Acceptance really is. If you’ve been sued by this organization and are unsure of how to proceed, you need a knowledgeable and aggressive attorney in your corner. The last thing you want is to lose hard-earned money unnecessarily based purely on fraudulent and illegal claims.

At Hensel Law Office, PLLC, I will take your case seriously and dedicate my best efforts to solving it effectively. I have successfully represented clients throughout Brighton and Sterling Heights. Your future depends on how this lawsuit is handled – trust my firm to deliver when it counts.

Schedule your free, no-obligation case evaluation right away to speak with a Michigan bankruptcy lawyer.

Client Testimonials

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric