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Were You Sued by Asset Acceptance?

Get an Experienced Michigan Bankruptcy Attorney on Your Side

Asset Acceptance is an organization that claims to help creditors discharge the delinquent debt of consumers and point consumers on the path to financial success. Unfortunately, the reality of what this company does is quite a different story. Asset Acceptance is known for attempting to collect debts people don’t owe and filing erroneous class action lawsuits.

If you’ve been harassed or sued by Asset Acceptance, you do not have to sit back and endure this illegal behavior. A Michigan bankruptcy attorney may be able to defend you from their claims against you. With over 15 years of experience, you can trust Hensel Law Office, PLLC to fight aggressively for your rights.

What do I need to know about Asset Acceptance?

There are numerous different acts that protect consumers from unfair collection practices, including the Federal Trade Commission Act (FTC), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Reporting Act (FCRA). Based on blatant violations of these acts, the Federal Trade Commission sued Asset Acceptance.

Asset Acceptance was charged with the following violations:

  • Lying about ownership and validity of debts
  • Failing to notify consumers when providing negative information to creditors
  • Failing to authenticate debts when they had been disputed in writing
  • Knowingly reporting wrong information to creditors
  • Breaking the statute of limitations

These violations show just how dishonest Asset Acceptance really is. If you’ve been sued by this organization and are unsure of how to proceed, you need a knowledgeable and aggressive attorney in your corner. The last thing you want is to lose hard-earned money unnecessarily based purely on fraudulent and illegal claims.

At Hensel Law Office, PLLC, I will take your case seriously and dedicate my best efforts to solving it effectively. I have successfully represented clients throughout Brighton and Sterling Heights. Your future depends on how this lawsuit is handled – trust my firm to deliver when it counts.

Schedule your free, no-obligation case evaluation right away to speak with a Michigan bankruptcy lawyer.

Client Testimonials

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • Thank you very much for getting us through this very hard time in our lives.

    “I just wanted to thank you very much, for getting us through this very hard time in our lives. You did an excellent job. If anyone I know is in need of a lawyer, we will surely give them your name. Again thanks.”

    John and Linda

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.