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Were You Sued by Asset Acceptance?

Get an Experienced Michigan Bankruptcy Attorney on Your Side

Asset Acceptance is an organization that claims to help creditors discharge the delinquent debt of consumers and point consumers on the path to financial success. Unfortunately, the reality of what this company does is quite a different story. Asset Acceptance is known for attempting to collect debts people don’t owe and filing erroneous class action lawsuits.

If you’ve been harassed or sued by Asset Acceptance, you do not have to sit back and endure this illegal behavior. A Michigan bankruptcy attorney may be able to defend you from their claims against you. With over 20 years of experience, you can trust Hensel Law Office, PLLC to fight aggressively for your rights.

What do I need to know about Asset Acceptance?

There are numerous different acts that protect consumers from unfair collection practices, including the Federal Trade Commission Act (FTC), the Fair Debt Collection Practices Act (FDCPA), and the Fair Credit Reporting Act (FCRA). Based on blatant violations of these acts, the Federal Trade Commission sued Asset Acceptance.

Asset Acceptance was charged with the following violations:

  • Lying about ownership and validity of debts
  • Failing to notify consumers when providing negative information to creditors
  • Failing to authenticate debts when they had been disputed in writing
  • Knowingly reporting wrong information to creditors
  • Breaking the statute of limitations

These violations show just how dishonest Asset Acceptance really is. If you’ve been sued by this organization and are unsure of how to proceed, you need a knowledgeable and aggressive attorney in your corner. The last thing you want is to lose hard-earned money unnecessarily based purely on fraudulent and illegal claims.

At Hensel Law Office, PLLC, I will take your case seriously and dedicate my best efforts to solving it effectively. I have successfully represented clients throughout Brighton and Sterling Heights. Your future depends on how this lawsuit is handled – trust my firm to deliver when it counts.

Schedule your free, no-obligation case evaluation right away to speak with a Michigan bankruptcy lawyer.

Client Testimonials

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl