Michigan Bankruptcy Attorney Personalized & Skilled Representation

Are You in Need of Collection Defense?

Hensel Law Office, PLLC brings 15+ years’ experience to every case!

Collection agencies often have notoriously bad reputations, especially for individuals who are facing debt. Creditors can be extremely intimidating and corrupt business practices exist despite consumer protection acts banning them. If you’re being sued by a collection agency, it’s time to take action. As a Michigan bankruptcy attorney, I am prepared to create a strong defense on your behalf and will do whatever it takes to help you achieve a favorable outcome.

Don’t wait – schedule your free consultation with Hensel Law Office, PLLC right away.

How can I protect myself against a lawsuit?

Recently, two collection agencies have been incurring a great deal of bad press. Asset Acceptance and Credit Acceptance are companies posing as something they’re not and consumers are suffering as a result. Lawsuits are filed frequently by these collection agencies, causing those being sued to feel utterly defenseless. With the right attorney on your side, you can have hope in whatever the future brings.

We may be able to present the following defense strategies on your behalf:

  • The creditor failed to abide by the statute of limitations
  • The contract you signed is illegal
  • The creditor threatened you so you would agree to sign something
  • The services you received were defective
  • You didn’t receive what the collection agency promised you
  • The contract was full of ambiguity
  • Your property was damaged in the process of the services being delivered

These defenses must be included in your formal response to the creditor’s lawsuit. This means that consulting with an attorney is imperative even before you respond to the creditor, as failing to do so can ruin your chances of securing justice.

Speak with a Michigan Bankruptcy Lawyer Today

Because Asset Acceptance and Credit Acceptance are both fraudulent companies, a lawsuit from them can be even more damaging than under ordinary circumstances. In the face of such dishonesty, you deserve to have your rights aggressively defended.

I understand the fear you may be experiencing and want to do whatever I can to alleviate your anxiety. Get in touch with my firm for a proactive approach to your case.

Client Testimonials

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • He is respectful and down to earth with his approach to very complicated legal matters.

    “Hensel Law Office has helped me during a very difficult time in my life. Tom has done a wonderful job with my Chapter 13 case. He always kept in touch with me and explained everything in terms I could understand. I would highly recommend Mr. Hensel to anyone who is facing any bankruptcy filing. He is respectful and down to earth with his approach to very complicated legal matters.”

    Sandra

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • I greatly appreciate your time and effort.

    “It was a great pleasure and relief working with you through that tough time. I greatly appreciate your time and effort on our case. I will gladly and confidently recommend you to anyone I know facing a tough financial time requiring your expertise.”

    Jay