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Are You in Need of Collection Defense?

Hensel Law Office, PLLC brings 20+ years’ experience to every case!

Collection agencies often have notoriously bad reputations, especially for individuals who are facing debt. Creditors can be extremely intimidating and corrupt business practices exist despite consumer protection acts banning them. If you’re being sued by a collection agency, it’s time to take action. As a Michigan collection defense attorney, I am prepared to create a strong defense on your behalf and will do whatever it takes to help you achieve a favorable outcome.

Don’t wait – schedule your free consultation with Hensel Law Office, PLLC right away.

How can I protect myself against a lawsuit?

Recently, two collection agencies have been incurring a great deal of bad press. Asset Acceptance and Credit Acceptance are companies posing as something they’re not and consumers are suffering as a result. Lawsuits are filed frequently by these collection agencies, causing those being sued to feel utterly defenseless. With the right attorney on your side, you can have hope in whatever the future brings.

We may be able to present the following defense strategies on your behalf:

  • The creditor failed to abide by the statute of limitations
  • The contract you signed is illegal
  • The creditor threatened you so you would agree to sign something
  • The services you received were defective
  • You didn’t receive what the collection agency promised you
  • The contract was full of ambiguity
  • Your property was damaged in the process of the services being delivered

These defenses must be included in your formal response to the creditor’s lawsuit. This means that consulting with an attorney is imperative even before you respond to the creditor, as failing to do so can ruin your chances of securing justice.

Speak with a Michigan Bankruptcy Lawyer Today

Because Asset Acceptance and Credit Acceptance are both fraudulent companies, a lawsuit from them can be even more damaging than under ordinary circumstances. In the face of such dishonesty, you deserve to have your rights aggressively defended.

I understand the fear you may be experiencing and want to do whatever I can to alleviate your anxiety. Get in touch with my firm for a proactive approach to your case.

Client Testimonials

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Tom was the most professional.

    “I researched 3 attorneys before signing with the Hensel Law Office for my bankruptcy proceedings. Tom was the most professional and he explained all of my questions without trying to make a quick buck on me. I would recommend Hensel Law Office to my friends or family going through a similar difficult situation.”

    Jerry

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO