Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Madison Heights Bankruptcy Lawyer

Are you seeking debt relief?

Financial problems are not only extremely stressful, they can result in legal troubles that lead to wage garnishment, repossession and foreclosure. If you are unable to meet your financial obligations contact a Madison Heights bankruptcy lawyer for advice. An attorney can review your debt situation and discuss the best way for you regain your financial footing. My firm, Hensel Law Office, PLLC, has represented clients seeking solutions to their debt problems for over 12 years.

I can explain the legal aspects of your situation, and will make sure that you also understand your consumer rights. When a person is in debt, they are often bullied by creditors and debt collection companies attempting to collect the money they are owed. It is important that you understand the laws that pertain to debt collection and how to prevent creditor harassment, which I can explain.

Bankruptcy Attorney Serving Madison Heights

If you are looking for a solution to your debt problems, I can give you legal advice and assistance in areas such as:

My firm can also help clients understand bankruptcy do's and don'ts, bankruptcy myths, alternatives to bankruptcy and the bankruptcy process.

There are many ways a person can resolve financial difficulties, including the following:

If you have any questions about filing bankruptcy for a second time, lien stripping, how to stop collection actions or life after bankruptcy, I am here to help answer them. If you are living paycheck to paycheck, are using credit cards to pay basic expenses, or borrowing money from family and friends, bankruptcy may be the best thing that you can do to get back in control of your finances.

I can show you how the process works and answer any questions you have regarding your particular situation. I am a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and Consumer Bankruptcy Association and work one-on-one with all of my clients to help them achieve their financial goals.

Resource Links for Madison Heights, MI

Client Testimonials

  • Professional, competent, empathetic attorney.

    “My husband and I were forced into a position to file for Chapter 7 bankruptcy. We were devastated and mortified that we had to choose that route, but Tom eased our stress about the filing and court hearing process, as he thoroughly explained what Chapter 7 entails, as well as exactly what to expect during and after the filing process; he was accurate on each point that he advised us on. Tom also kept in frequent contact with us and responded quickly to any questions or concerns that we had while we worked with him. Tom's expertise and tact was invaluable for us, and we will absolutely recommend him to any of our friends and relatives that may find themselves in similar positions to ours. Thank you, Tom, for your dedicated help during this process.”

    EJO

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Tom was the most professional.

    “I researched 3 attorneys before signing with the Hensel Law Office for my bankruptcy proceedings. Tom was the most professional and he explained all of my questions without trying to make a quick buck on me. I would recommend Hensel Law Office to my friends or family going through a similar difficult situation.”

    Jerry

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric