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Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Madison Heights Bankruptcy Lawyer

Are you seeking debt relief?

Financial problems are not only extremely stressful, they can result in legal troubles that lead to wage garnishment, repossession and foreclosure. If you are unable to meet your financial obligations contact a Madison Heights bankruptcy lawyer for advice. An attorney can review your debt situation and discuss the best way for you regain your financial footing. My firm, Hensel Law Office, PLLC, has represented clients seeking solutions to their debt problems for over 12 years.

I can explain the legal aspects of your situation, and will make sure that you also understand your consumer rights. When a person is in debt, they are often bullied by creditors and debt collection companies attempting to collect the money they are owed. It is important that you understand the laws that pertain to debt collection and how to prevent creditor harassment, which I can explain.

Bankruptcy Attorney Serving Madison Heights

If you are looking for a solution to your debt problems, I can give you legal advice and assistance in areas such as:

My firm can also help clients understand bankruptcy do's and don'ts, bankruptcy myths, alternatives to bankruptcy and the bankruptcy process.

There are many ways a person can resolve financial difficulties, including the following:

If you have any questions about filing bankruptcy for a second time, lien stripping, how to stop collection actions or life after bankruptcy, I am here to help answer them. If you are living paycheck to paycheck, are using credit cards to pay basic expenses, or borrowing money from family and friends, bankruptcy may be the best thing that you can do to get back in control of your finances.

I can show you how the process works and answer any questions you have regarding your particular situation. I am a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and Consumer Bankruptcy Association and work one-on-one with all of my clients to help them achieve their financial goals.

Resource Links for Madison Heights, MI

Client Testimonials

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • You made a difficult experience so much easier.

    “Back a few years ago, you helped me through a bankruptcy. I still tell people how you made a difficult experience so much easier, with your clarity, support, and friendly approach to the law. I'm still very appreciative for all your help – it really helped to pull me out of a difficult place and put my life back on track.”

    Eric

  • He always responded quickly and intelligently.

    “Mr. Hensel made a difficult and uncomfortable situation as easy as possible for me. He always responded quickly and intelligently to my questions and never made me feel as if I were bothering him. He explained the unknown aspects of bankruptcy, the court system, and my options in clearly understandable terms. I felt confident that he was handling my case in the best possible manner and in my best possible interests. I feel lucky to have found the Hensel Law Office and I never hesitate to refer others who could use assistance - because I know they will get superior service and help.”

    Kelly

  • Sincerest thanks for all of your help in affording me what I consider a real "fresh start."

    “I wanted to give you my sincerest thanks for all of your help in affording me what I consider a real "fresh start". My divorce was unfortunate but definitely a needed change for the better. However, the financial side of things still seemed to keep that past linked, which makes this an enormous weight lifted. I just can't believe the impact it's made on my outlook with...everything.I will be sure to keep your business cards handy to distribute along with highly favorable words of recommendation should the needs arise.Thank you again for your time and professional guidance.”

    Michelle

  • We have and will continue to recommend you to others in need of a fresh start.

    “Dear Tom, my husband and I wanted to express our deepest thanks for the help you gave us during our embarrassing and stressful time. I was very impressed that you returned every phone call in a timely manner. You were able to explain exactly what was going to happen in words that "we" could understand. You answered every question we threw at you. The whole bankruptcy process from start to finish was complete in the time you told us it would take. Your professionalism yet friendliness made the whole experience for us almost enjoyable... almost! We have and will continue to recommend you to others in need of a fresh start.”

    Melissa