Stop Collection Actions
Michigan Bankruptcy Lawyer
When financial problems hit, they hit hard and it's easy to be paralyzed by the fear of facing all your issues. You want to save your home, your car and your assets, but you don't know what to do. There are many ways to protect your property and regain your financial stability. I am a Michigan bankruptcy attorney and my firm , Hensel Law Office, PLLC offers personalized bankruptcy services that can stop collection actions and eliminate your debts. I service clients in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, Warren, Brighton, South Lyon, and Howell.
Bankruptcy is an effective legal remedy that can help protect your assets. When you file your petition, it will result in a court order called an automatic stay that ends all collection actions, including wage garnishment, repossession and foreclosure. It is unfortunate that so many homeowners lose their home to foreclosure because they were unaware of the benefits of filing for bankruptcy. If you have been threatened with car repossession, any efforts to recover your vehicle will also cease. When you are living paycheck to paycheck and need your car to drive to and from work, this kind of protection can mean all the difference in the world. Stopping collection actions also means putting a stop to creditor harassment calls, letters and emails.
Stopping Creditor Harassment
Once a debtor has filed bankruptcy, creditors are prohibited from making contact and pressuring an individual to pay. Sometimes simply finding relief from the constant hounding of bill collectors can make a considerable difference in your life, allowing you to think clearly and make wise decisions for your financial future. Creditors that violate the automatic stay can be held in contempt of court and face penalties such as:
- Fines
- Payment of your legal fees
- Damages
To find out more information on how you can stop creditor collection actions, contact my office and request a free consultation. I will review your financial situation, and help you in any way that I can, including taking legal action against abusive creditors.
Contact a Michigan bankruptcy attorney for advice on how to stop creditor harassment if you are behind on your bills.