Due to COVID-19, we are offering consultations via telephone and video conference. In office consultations are also available via appointment with mask and social distancing requirements observed. We are open and here to help people in these trying times. Please don’t hesitate to call us if you have any questions! Learn More.

Michigan Bankruptcy Attorney Personalized & Skilled Representation
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Madison Heights Bankruptcy Lawyer

Are you seeking debt relief?

Financial problems are not only extremely stressful, they can result in legal troubles that lead to wage garnishment, repossession and foreclosure. If you are unable to meet your financial obligations contact a Madison Heights bankruptcy lawyer for advice. An attorney can review your debt situation and discuss the best way for you regain your financial footing. My firm, Hensel Law Office, PLLC, has represented clients seeking solutions to their debt problems for over 12 years.

I can explain the legal aspects of your situation, and will make sure that you also understand your consumer rights. When a person is in debt, they are often bullied by creditors and debt collection companies attempting to collect the money they are owed. It is important that you understand the laws that pertain to debt collection and how to prevent creditor harassment, which I can explain.

Bankruptcy Attorney Serving Madison Heights

If you are looking for a solution to your debt problems, I can give you legal advice and assistance in areas such as:

My firm can also help clients understand bankruptcy do's and don'ts, bankruptcy myths, alternatives to bankruptcy and the bankruptcy process.

There are many ways a person can resolve financial difficulties, including the following:

If you have any questions about filing bankruptcy for a second time, lien stripping, how to stop collection actions or life after bankruptcy, I am here to help answer them. If you are living paycheck to paycheck, are using credit cards to pay basic expenses, or borrowing money from family and friends, bankruptcy may be the best thing that you can do to get back in control of your finances.

I can show you how the process works and answer any questions you have regarding your particular situation. I am a member of the American Bankruptcy Institute, National Association of Consumer Bankruptcy Attorneys and Consumer Bankruptcy Association and work one-on-one with all of my clients to help them achieve their financial goals.

Resource Links for Madison Heights, MI

Client Testimonials

  • We couldn't have gotten through this difficult process without Tom.

    “We couldn't have gotten through this difficult process without Tom. We evaluated a number of bankruptcy attorneys and found Tom to be the most knowledgeable and compassionate. He takes the time to explain all aspects of the process and answers your questions thoroughly and promptly both in person and via email. He knows the law and ensures that you receive the best treatment possible depending on your particular situation.”

    T & J

  • His knowledge and expertise made a very difficult time in our lives much easier.

    “From start to finish our experience with Mr. Hensel was great. He carefully and thoroughly explained the entire process to us and was always available for any questions or concerns we had. His knowledge and expertise made a very difficult time in our lives much easier. We are very thankful for his help in our situation.”

    Christine and John

  • Mr. Hensel walked me through every step.

    “I would highly recommend the Hensel Law Office!! Mr. Hensel walked me through every step, got my garnishments stopped very quickly (even got garnished wages returned to me!) and told me what to expect along the way. He answered all of my questions in a very timely manner- no matter what time I sent an email or gave him a phone call. Also, I felt his price was very reasonable compared to some of the other places that I called. Mr. Hensel answered plenty of questions that I had before I even became a client.”

    Carl

  • Tom Hensel is definitely the right attorney to call!

    “I was referred to Tom Hensel by a friend. My first impression was not only was Tom professional but he's so kind and caring too. He helped my husband and I through an embarrassing, scary situation and definitely made it more positive one. He guided us through our options and helped us make the right decision for us which ended up being a chapter 7 bankruptcy. Tom was so knowledgeable and helped us throughout the whole process. He never once made us feel uncomfortable or dumb when we had questions. He was also very easy to get a hold of when questions would come up and would always return our calls and emails promptly. I strongly recommend Tom to anyone going through this kind of financial nightmare. Do yourselves a favor and call him right away. He will help you get on the right path again. Our only mistake was waiting so long to call him!! When we in court waiting our turn all the other attorneys referred to their clients as "The debtors" Tom on the other hand acknowledged us by our names. Little things mean a lot and that left a lasting impression with us. Tom Thank You again for all your help!!”

    Stacy S.

  • Utmost dedication and professionalism.

    “I chose to work with Tom Hensel after meeting with several big name firms in the area. Tom handled my unique situation with the utmost dedication and professionalism. The personal service I received from him made all the difference in my case. My only regret is that I didn't call him first.”

    Craig