Stopping Creditor Harassment

Are you dealing with creditor harassment in Michigan?

The Fair Debt Collection Practices Act (FDCPA) prohibits debt collection agencies from harassing debtors, and requires them to adhere to strict collection guidelines. Are you being contacted by collection agencies seeking payment on money they are owed? Knowing your rights can prevent abuses, and help reduce any stress you may be experiencing from unethical collection practices. FDCPA laws forbid creditors from:

  • Engaging in false, misleading or deceptive representation
  • Making threats
  • Using derogatory or obscene language
  • Making repeated phone calls
  • Falsifying information any information regarding the money you owe
  • Contacting you directly when you are represented by an attorney
  • Calling before 8:00 a.m. or after 9:00 p.m. at night
  • Contacting you at work if your employer prohibits collection calls
  • Continuing to contact you after being notified in writing not to

Creditor harassment is a serious matter and should be addressed immediately when it occurs. The best person to speak with regarding creditor abuse is a Michigan bankruptcy attorney who is well-versed in FDCPA legislation. A bankruptcy lawyer will know how to protect your rights and what to do to stop the harassment.

Sterling Heights Bankruptcy Lawyer Serving All of Michigan

You should never allow a debt collection company to get away with abusive behavior. Financial problems can cause considerable worry and unlawful collection tactics will only add to your anxiety. My firm, Hensel Law Office, PLLC, provides aggressive representation in cases involving creditor harassment. I will never allow any of my clients to be beaten down by a company violating FDCPA statutes. Please call my office today if you live in Madison Heights, Royal Oak, Sterling Heights, Clinton Township or Warren to find out about your consumer rights. I offer a free consultation and will act quickly to put an end to the abuse.