Bankruptcy Precursors

Michigan Bankruptcy Attorney

There are many factors that can affect a person's financial stability. Some financial problems develop over time, such as the use of too many high interest credit cards or not sticking to a budget. A financial crisis can also occur unexpectedly when a person loses his or her job, or is faced with a medical emergency. Even a divorce can bring about cash flow issues that result in unpaid bills. When you accumulate too many debts and can no longer meet your expenses, it is easy to become apathetic about the situation.

This almost always end up making matters much worse, as creditors will step up their efforts to collect whatever money they are owed or to recover their property. Many people don't realize there are many ways to overcome a financial crunch, including debt negotiation, debt consolidation and filing for bankruptcy. If you live in Madison Heights, Royal Oak, Sterling Heights, Clinton Township, or Warren and are struggling financially, contact a Michigan bankruptcy lawyer for advice. The sooner you address your money woes, the faster you can get back on the right track.

Bankruptcy Debt Relief

My firm, Hensel Law Office, PLLC, represents clients in need of financial help. I provide individuals and families with legal advice on how to improve their financial condition, and assist them in eliminating their debts. People from many different economic brackets have found that filing for bankruptcy is one of the most effect methods of changing their financial circumstances. Not everyone qualifies for this debt relief remedy, but those that do find that they are able to get out from under mistakes of the past. Once a bankruptcy petition is filed, an automatic stay will be issued that will stop:

  • Harassing phone call, letters and emails from creditors
  • Efforts to repossess your property
  • The garnishing of your wages
  • Home foreclosure

As a Michigan bankruptcy attorney, I offer a free consultation where all of your legal options can be explored and any questions you have regarding your finances fully answered. I provide my clients with personalized and attentive legal services, and work with them directly to develop a plan that will get them out of debt. Whether you live in Sterling Heights, Warren or another community within the state of Michigan, give us a call so we can begin assisting you!