Michigan Foreclosure Lawyer
Defending Against Foreclosure in Michigan
Financial problems can be caused by many different situations, including the loss of a job, a divorce or an unexpected health crisis. You can also get into financial trouble by using too many high-interest credit cards or simply spending more than you make. Overwhelming debts can have many undesirable consequences, such as creditor harassment, lawsuits and the repossession of your personal property. If you are a homeowner and can no longer make your mortgage payments, you may even lose your home through foreclosure.
Consulting a bankruptcy attorney is the best way to find out about your options under Michigan foreclosure law. A lawyer can review your entire financial situation and give you valuable advice regarding your mortgage. My firm, Hensel Law Office, PLLC, has represented clients in financial trouble for over 12 years. I know how upsetting it can be when you can no longer pay your bills and are facing foreclosure.
When I work with clients, I make sure they understand their rights and provide personalized service when addressing their debt problems. If filing for bankruptcy is the best solution, I will manage every aspect of your case.
Ways to Prevent Foreclosure
In Michigan, a lender can start foreclosure proceedings through either filing a lawsuit or competing procedures outside of court. However, even if the foreclosure process has started, you have several options available to save your home.
Even if your financial situation is bleak, there can by several ways to prevent a foreclosure, including:
- Loan modification
- Deed in lieu
- Strategic default
- Short sale
- Filing for Chapter 7 or Chapter 13 bankruptcy
We Can Help You Avoid Foreclosure
Because I am a solo practitioner, you will never have to worry about being passed around between attorneys, or deferred to a paralegal or secretary. I provide a free initial consultation where you can discuss your situation in a confidential setting and am available evenings and Saturdays by appointment. My rates are affordable and I also offer payment plans to make it easier for you to get whatever legal help you need.
My firm provides legal assistance to debtors who live in Sterling Heights, Warren and many other communities in Michigan. Call us today to learn how we can help you save your home.