Michigan Chapter 7 Lawyer

Understanding Chapter 7 Bankruptcy

Many people in our community are living with financial problems and are struggling to keep up with debt payments and the monthly rent or mortgage. Large numbers of Americans have lost their homes to foreclosure. If you find yourself in this position, you don't have to live this way, dealing with the stress and upset of financial hardship, creditor harassment and wage garnishment. The law protects people like you from falling deeper into trouble. You can declare bankruptcy.

If you qualify, you can file for Chapter 7. Under Chapter 7, you can discharge nearly all your debts. A common bankruptcy myth is that you will be forced to sell off all your assets, but the fact of the matter is that most people who declare Chapter 7 bankruptcy are able to keep most of what they own. Before you can file you will have to pass a means test to ensure that you qualify for this opportunity. An experienced Michigan bankruptcy attorney can help you prepare, as well as working closely with you throughout the process to ensure that you can take full advantage of what bankruptcy has to offer.

Chapter 7 Attorney in Michigan

As soon as you file for bankruptcy, you will be protected by an automatic stay, meaning that your creditors will not be allowed to contact you about your debt. This can also be an effective means of foreclosure defense. I want to help you move toward life after bankruptcy, and when you come to Hensel Law Office, PLLC, I will consult you about the case. There are many alternatives to bankruptcy, but if this is the best solution to your problems, I will guide you through every step of the bankruptcy process. Your case will not be bounced around by a team of attorneys-I am the only person you will have to talk to about your problems. My office serves clients from all over Madison Heights, Royal Oak, Sterling Heights, Clinton Township, Warren, Brighton, South Lyon, and Howell.

Contact a Michigan Chapter 7 lawyer who can help you declare bankruptcy and make a fresh start.